Martial Arts for Life

On A Quest To Be The Best!

How To Avoid Becoming a Victim of Identity Theft

What Should I Do To Avoid Becoming A Victim Of Identity Theft?

Be stingy about giving out your personal information to others unless you have a reason to trust them, regardless of where you are:

1. Start by adopting a “need to know” approach to your personal data. Your credit card company may need to know your mother’s maiden name, so that it can verify your identity when you call to inquire about your account. A person who calls you and says he’s from your bank, however, doesn’t need to know that information if it’s already on file with your bank; the only purpose of such a call is to acquire that information for that person’s personal benefit. Also, the more information that you have printed on your personal bank checks — such as your Social Security number or home telephone number — the more personal data you are routinely handing out to people who may not need that information.

2. If someone you don’t know calls you on the telephone and offers you the chance to receive a “major” credit card, a prize, or other valuable item, but asks you for personal data — such as your Social Security number, credit card number or expiration date, or mother’s maiden name — ask them to send you a written application form.

3. If they won’t do it, tell them you’re not interested and hang up.

4. If they will, review the application carefully when you receive it and make sure it’s going to a company or financial institution that’s well-known and reputable. The Better Business Bureau can give you information about businesses that have been the subject of complaints.

5. If you’re traveling, have your mail held at your local post office, or ask someone you know well and trust another family member, a friend, or a neighbor to collect and hold your mail while you’re away.

6. If you have to telephone someone while you’re traveling, and need to pass on personal financial information to the person you’re calling, don’t do it at an open area where passersby can listen in on what you’re saying.

7. Check your financial information regularly, and look for what should be there and what shouldn’t.

Some useful tips from Union County Sheriff Ralph Froehlich courtesy of Martial Arts for Life of New Providence, NJ.

Martial Arts for Life is located in the Village Shopping Center in New Providence, NJ. Martial Arts for Life offers training in Karate, Tae Kwon Do, and Kickboxing to children, teens, adults, and families in New Providence New Jersey, Summit New Jersey, Berkeley Heights New Jersey, and surrounding areas in Union County and Morris County NJ.

For more information please visit our website at http://www.BeginKarate.com  or call us at 908.464.2836

November 8, 2008 Posted by | Martial Arts & Fitness | , , , , , , , , , , , , , | Leave a comment